User Agreement: Terms and Conditions

Effective date: April 1, 2012

The use of this website (“Website”), use of any products, software, or services (referred to collectively as the “Services”) and use of any content, written material or other information (referred to collectively as the “Information”) is governed by this User Agreement (“Agreement”), including the general disclaimers and privacy policy set forth below. Please read it carefully. By accessing or using this Website or the Services, you agree to these Terms and Conditions.

Dahl Administration (“Dahl”) may, in its sole discretion, update this Agreement at any time, by posting additional or amended Terms on the Website. The revised or amended Agreement shall be effective upon posting. Any access to or use of the Website following such update is an agreement to such updated Terms. Visitors and Parties are therefore encouraged to refer back to this page regularly. This Agreement may not be otherwise amended without the written consent of Dahl.

GENERAL DISCLAIMERS

Content

While the content of this Website is designed to provide accurate and authoritative Information regarding the subject covered, it is not intended as legal advice.

Dahl cannot guarantee or warrant that the Information on this Website is accurate, complete, or up-to-date. Laws and procedures change frequently and are subject to differing interpretations. The Website is not intended as a substitute for obtaining legal advice from competent, independent, legal counsel in the relevant jurisdiction.

PRIVACY POLICY: INFORMATION COLLECTION AND USE

General

Visitors and Parties understand and agree that Dahl may collect, maintain, and process information provided by them to Dahl.

Public Areas of the Website

Visitors and Parties may visit the public areas of the Website without disclosing any personal information about themselves. However, Visitors will have the opportunity to request or receive information from Dahl, in which case an e-mail or other address or contact information may be required in order to allow Dahl to comply with the request, and for other purposes as may be disclosed at the time the request is made.

Contact Information

In order to access or use information and services offered by Dahl, Dahl may require Parties to provide, among other things, contact information such as user ID, password, name, title, department, business address, business telephone number, business e-mail address and other contact information. Dahl may also use contact information to communicate with Parties regarding settlement administration, changes in Website functionality and/or other Dahl services, features, billing, help desk and other activities relating to the operation of the Website, procedures, or services. Dahl may disclose the contact information of a Party to service providers and/or other Parties who are designated by such Party (through such Party's use of the Website or otherwise) to be provided access to such information. At your option, some portions of your contact information may be made available to other users of the Website in online directories, search features and/or Peer Groups. Dahl may also use contact information to send Parties information about products or services available on or through Website and offers made available by its partners, which may be sent by Dahl or the Dahl partner making the offer.

Other terms relating to confidential information and materials a Party submits to Dahl in the course of the administration of a Party's settlement may be set forth another agreement between the Parties.

Usage Data

Dahl may record and collect information about how Visitors and Parties use the Website. This data may include a Visitor's or Party's domain name, language, type of browser and operating system, Internet Service Provider, Internet protocol (IP) address, the website from which they arrived at the Website, the amount of time spent on the Website and the ways in which they use the Website (collectively, "Usage Data"). Dahl may monitor and use Usage Data in aggregated form to measure the Website's and other Dahl services' performance and activity and improve the Website's design and functionality. Dahl may also use Usage Data in aggregated form to develop and distribute to third parties statistical and other information about how the Website and Dahl services are used and for other marketing purposes. Dahl may also disclose aggregate Usage Data to other Visitors and Parties. Dahl may also use Usage Data in unaggregated form to investigate and prosecute security violations or to identify the particular Visitor or Party who engaged in particular transactions.

Cookies

“Cookies” are pieces of information that are placed on a User's computer hard drive to enable the individual to more easily communicate and interact with the Website. Dahl may use cookies to customize your experience on the Website. Dahl may also use cookies to record how many times a user has visited our Website and what pages the user has accessed. You may, however, disallow receiving cookies at any time through your Web browser, although this may affect the usability of the Website. It is not our intention to use cookies to retrieve information that is unrelated to our Website or your interaction with our Website.

Peer Groups

Dahl may make available certain public and/or private forums such as bulletin boards, e-mail lists and chat rooms (collectively, "Peer Groups") on the Website. Any and all information posted on or through a Peer Group will be generally accessible for viewing by others. Accordingly, participants are encouraged to exercise discretion when using Peer Groups.

Opt-Out Choices

To "opt-out" of (1) receiving communications from Dahl (except for communications necessary for the operation of the Website or Dahl services, or as otherwise permitted under this agreement) (2) having contact information disclosed to third parties (except as necessary for Dahl to operate the Website and Dahl services, or as otherwise permitted under this agreement) or (3) any other consent previously granted for a specific purpose concerning Your personal information, send an e-mail to the Dahl Data Controller at info@dahladministration.com.

Linked Sites

Dahl may provide links to third parties' websites ("Linked Sites") from the Website. Linked Sites are not necessarily reviewed, controlled or examined by Dahl in any way and Dahl is not responsible for the privacy policies and practices of any such Linked Sites, or any additional links contained therein. These links do not imply Dahl’s endorsement of, or association with, the Linked Sites.

Disclosure Pursuant to Law

Dahl may make information concerning Visitors, Parties, the Website, and the uses thereof, available to law enforcement personnel and agencies as required by law or in order to enforce the Use Agreement, and may disclose such information if required by law or a judicial or governmental order or subpoena. Where permitted by law, Dahl may also disclose such information to law enforcement personnel and agencies, or use such information as part of legal process, in order to protect its property or in furtherance of an investigation regarding a breach of its rules and policies or any unauthorized access to or use of the Website, or any illegal activities concerning a particular Visitor or Party.

Consent to Processing

By using or providing information to the Website or Dahl, Visitors and Parties understand and consent to the collection, processing and use of such information in the United States and other countries and territories.

Service Providers

Dahl may utilize third parties to provide or perform certain services and functions on the Website and services described on the Website. For example, Dahl may use a website tracking evaluation firm to analyze Visitor and Party's use of the Website, and Dahl may use third party suppliers to provide certain functionality and services provided by Dahl. Dahl will make information concerning Visitors and Parties and their use of the Website and Dahl services available to these service providers and business partners, as necessary, to perform these functions and services.

Transfer of Information

In the event of a sale, merger, consolidation, reorganization, liquidation, dissolution, change of control or sale or transfer of the substantial assets of Dahl, information collected via or stored on the Website or with Dahl may be sold, assigned or transferred to a party acquiring all or substantially all of the equity and/or assets of Dahl related to the Website. Dahl may also transfer such information to its subsidiaries and affiliates involved in the operation of the Website or Dahl.

Security

Dahl takes seriously the security of your personal information. Dahl has therefore implemented technology and security policies and procedures intended to reduce the risk of accidental destruction or loss, or the unauthorized disclosure or access to, such information, reasonably appropriate to the level of the data concerned. However, due to the open communication nature of the Internet, we cannot guarantee that communications between you and the Website, and the Website and you, or data stored on Dahl's public website systems, will be free from unauthorized access by third parties.

Arbitration

By accessing this Website and using the information therein available and/or by using or purchasing any products or services made available through this site, you agree with Dahl, website operators, Dahl service providers, affiliates, parents, subsidiaries and any content provider or offeror of goods or services on this site or through any other associated activity, that any claim or dispute you may have against or with any of these persons or entities, whether related to the described transactions or otherwise, including the enforceability of this arbitration agreement, will be resolved by binding arbitration by a single arbitrator under the Code of Procedure of the National Arbitration Forum or the Commercial Arbitration Rules of the American Arbitration Association, as elected by the party filing the arbitration claim in effect at the time the claim is filed, except the parties shall mutually select the arbitrator who shall administer and conduct the arbitration. This arbitration agreement is subject to the Federal Arbitration Act (9 U.S.C. Sections 1-16) and the New York Convention on the Enforcement of Arbitration Awards (9 U.S.C. Sections 201-208 or as codified in the jurisdiction where enforcement of the award is sought). Hearings shall be held as provided by the applicable arbitration rules.

CONTACT, QUESTIONS, COMMENTS, COMPLAINTS

If you would like to communicate with Dahl regarding this User Agreement or privacy issues, or have questions, comments or complaints about this Policy, please forward such communication to info@dahladministration.com, subject line: “User Agreement”.

Effective date: April 1, 2012